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Outilix: all your free online tools, one click away, with Kroma the chameleon

Free money calculators: paycheck, mortgage, tax

Kroma

These free calculators estimate your take-home pay, mortgage payments with a full amortization schedule, federal income tax, sales tax, compound interest and more. Tax brackets are dated and updated every year. Results are estimates and not financial advice.

  • ✅ Free
  • 🔒 No sign-up
  • 📱 Works on mobile
  • ⚡ Instant results
Currency converterConvert dollars, euros, pounds and 30+ currencies at today's rate.Mortgage calculatorMonthly payment with taxes, insurance and PMI, plus a full amortization schedule.Home affordability calculatorHow much house can you afford? 28/36 rule with taxes, insurance and PMI.Percentage calculatorPercent of a number, percent change, increase, decrease and reverse.Compound interest calculatorFuture value with monthly deposits and a year-by-year chart.Personal & auto loan calculatorMonthly payment, total interest and APR for a personal or auto loan.Hourly to salary calculatorConvert hourly pay to weekly, monthly and annual salary, and back.Debt-to-income ratio calculatorFront-end and back-end DTI against the 28/36 rule.Savings calculatorProject your high-yield savings growth and time to reach a goal.Mortgage payoff calculatorSee how extra payments shorten your loan and cut interest.Sales tax calculatorAdd or remove sales tax by state, with a local rate field.Margin and markup calculatorGross margin, markup and selling price from cost.Mileage reimbursement calculatorIRS mileage rate calculator for business, medical and charity miles.Overtime calculatorTime and a half and double time pay for the week.Gas cost calculatorTrip gas cost from miles, mpg and price per gallon.Cap rate & rental yield calculatorCap rate, NOI, gross yield and GRM for a rental property.Discount calculatorSale price, stacked discounts, markups and original price.Closing cost calculatorEstimate buyer closing costs and cash needed to close, as a low-to-high range.Proportion calculatorSolve proportions and ratios: direct and inverse, with steps.Federal income tax calculator2026 federal tax brackets, standard deduction and effective tax rate.Refinance calculatorRefinance break-even: new payment, monthly savings and when costs pay off.Tip calculatorTip amount, total and bill split per person.Paycheck calculatorTake-home pay after federal tax, Social Security, Medicare and state tax.Rent vs buy calculatorCompare buying a home with renting and investing the difference, year by year.Severance pay calculatorEstimate severance by weeks per year of service, then see it after tax.Self-employment tax calculatorSE tax at 15.3%, the deduction and how much to set aside.401(k) calculatorProject your 401(k) balance with employer match and IRS limits.PTO accrual calculatorHours of PTO earned per paycheck and your balance over time.

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