Currency converter with today's exchange rates
Enter an amount, pick the currency you have and the one you want, and the converter applies today's exchange rate instantly. Rates are the European Central Bank reference rates, updated each business day, and the rate date is shown. If the rate feed is unreachable, you can type a rate yourself.
- ✅ Free
- 🔒 No sign-up
- 📱 Works on mobile
- ⚡ Instant results
Estimate only, not a quote. These reference rates are not the rate on a real transaction: banks, card networks and exchange counters add a markup or fees.
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📌 Key facts
- Converting currency means multiplying the amount by the exchange rate.
- The rates shown are the European Central Bank reference rates, set once per business day.
- The rate is the price of one unit of the currency you have, expressed in the currency you want.
- At a rate of 1.08, 1,000 euros equal $1,080 at the mid-market rate and about $1,058 with a 2% markup.
- If the rate feed is unreachable, you can type a rate yourself.
How currency conversion works
To convert, multiply the amount by the exchange rate. The rate is the price of one unit of the currency you have, expressed in the currency you want.
\[ \text{converted amount} = \text{amount} \times \text{exchange rate} \]
\[ \text{inverse rate} = \dfrac{1}{\text{rate}} \]
When two currencies are not quoted directly against each other, the rate goes through the euro: rate A→B = euro→B ÷ euro→A. The converter does this cross-rate math for you.
| Rate (example) | Amount | Result |
|---|---|---|
| \( \$1 = \text{€}0.92 \) | $100 | €92 |
| \( \$1 = \text{€}0.92 \) | $2,500 | €2,300 |
| €1 = $1.087 (inverse) | €1,000 | $1,086.96 |
Where the exchange rates come from
The rates come from Frankfurter, a free service that republishes the European Central Bank reference rates. The ECB sets them once per business day in the afternoon (Central European Time) and cover about 30 currencies. On weekends and holidays the last published rate stays on screen, which is why the date appears under the result.
These are mid-market rates. Treat them as a benchmark, not a price you can buy at: the rate at an exchange counter or on a card is less favorable.
Mid-market rate vs. what you actually get
Between the rate shown here and the money that lands in your hand, three things can come in: the exchange markup, flat fees and card or ATM fees. Example with a 2% markup (illustration only):
| Mid-market | With 2% markup | |
|---|---|---|
| Rate \( \$1 = \text{€}0.92 \) | 0.9200 | 0.9016 |
| Converting $1,000 | €920 | €901.60 |
| Difference | €18.40 |
Always compare the final amount received, not just whether a "no commission" label is advertised.
Currency converter: see the effect of a markup
The mid-market rate is not always what you get. Suppose the rate is 1.08 dollars per euro. First, 1,000 euros equal $1,080 at the mid-market rate. Then a 2% markup reduces it: 1,080 × 0.98 equals $1,058.40. So the markup costs you about $21.60.
For example, an airport exchange desk often adds a larger markup than an online bank does. Therefore, compare several services before you exchange money.
Currency converter: pay abroad without surprises
A few habits avoid fees. First, pay in the local currency when the terminal offers a choice, because the merchant's own conversion often costs more. Second, check your card's foreign transaction fee. Third, withdraw cash in one go instead of many small amounts.
- No-foreign-fee card: useful for travel.
- ATM: check the flat fee.
- Exchange desk: compare the rate and the commission.
Also, keep a little cash for emergencies.
Currency converter: tools for your trip
To prepare a trip, combine a few tools. First, estimate the drive with the gas cost calculator. Then convert measures with the unit converter. Next, the tip calculator helps at restaurants.
Finally, compare local times with the time zone converter. The rates are indicative, since they move every day.
Currency converter: how to read a rate
A rate reads in one direction. So 1 euro = 1.08 dollars means that 1 dollar is worth about 0.926 euros. To switch direction, divide 1 by the rate. Also, currencies trade with several decimals, so do not round too early. Finally, remember that rates move every day, which is why the date matters. A good currency converter always shows the date of its rates, and this one does too.
3 real-life examples
A trip to Paris
You budget $3,000 for a week. At $1 = €0.92 (example rate), that is \( 3{,}000 \times 0.92 = \) €2,760. If your card adds a 2% markup, you effectively get about €2,705.
Buying from a UK shop
A jacket costs £85. At $1 = £0.79 (example), the inverse rate is \( \dfrac{1}{0.79} = 1.266 \), so the price is \( 85 \times 1.266 = \) $107.59 before any card fee.
Sending money to Mexico
You want your family to receive 12,000 MXN. At \( \$1 = 18 \) MXN (example), you need \( \dfrac{12{,}000}{18} = \) $666.67. Check what the transfer service adds on top.